How to Build Healthy Financial Habits in a Teen?
As your child enters puberty and starts interacting more with peers, you inevitably face the question of when and how to have those “difficult conversations” every parent dreads a little — about alcohol and drugs, about sex and money, about choices and mistakes…
Does it feel too early to talk about these things? Your child is only 11 or 13! Actually, it’s not too early at all. Kids enter a phase of experimentation, and the broader, less controlled environment they find themselves in after leaving primary school opens the door to situations where they may face peer pressure. It’s better if they are prepared for all of this. Don’t forget that the online space is full of information on these topics, and children often come across content that is false, misleading, or frightening — especially if they haven’t had open discussions about these issues with the people they trust the most — their parents.
Advice for Parents:
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Use situations your child shares to start conversations on important age-related topics — energy drinks, alcohol, cigarettes, drugs, sex.
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If something related to these topics comes up in the news or a movie, try to talk about it with your child — without preaching. Try to understand your child’s opinion, provoke their thoughts, and share your perspective.
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Ask open-ended questions. Avoid yes/no questions. Encourage your teenager to share what they think and feel about what you’re discussing.
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Don’t judge — listen. That way, your teen will feel they can talk to you honestly.